HSA contribution calculator

Please read carefully: The information provided by this calculator is intended for illustrative purposes only. The figures generated are estimates and may not pertain to your individual situation. Be sure to consult a financial professional before making savings decisions.

Step 1: Determine your maximum contribution

Contribution yearPlan typeI am 55 or older (catch-up contribution)

Maximum contribution allowed

$4,400.00

Step 2: How much can you still contribute?

Contributions you already made this yearEmployer contributions yet to be made this year

You can still contribute up to

$4,400.00

Step 3: Per-paycheck deduction

Paychecks remaining this year

To max out your HSA, contribute approximately

$366.67

per paycheck

IRS contribution limits for 2025: $4,300 (individual) / $8,550 (family). For 2026: $4,400 (individual) / $8,750 (family). Catch-up contribution for age 55+: $1,000 per year.