Index Investor HSA™

Lowest fees for an all-Vanguard fund lineup

A health savings account (HSA) from HealthEquity makes it easy for you to build savings for the future. Designed for the smart investor, Index Investor HSA™ provides access to Vanguard funds with some of the lowest-cost share classes, no trading fees, and lowest administration and mutual fund fees available for an all-Vanguard fund lineup.

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**If you transfer at least $1,000 into your new HealthEquity HSA within 90 days of opening the account, your first year administration fee is waived!

*For an HSA that offers only Vanguard Funds
**$36/year

Powerful tools for investing

  • 17 Vanguard funds covering 10 asset classes (view funds below)
  • Access to some of the lowest fee Vanguard share classes available
  • Lowest operating expense ratio*
    • Average fund expense for non-Target date funds (0.09)
    • Average fund expense for target date funds (0.17)
  • Lowest HSA administration fees* (view fees)
  • Lowest HSA investment fees* (view fees)
Investment

Convenient access

  • Online member portal
  • HealthEquity® VISA® Health Account Card*
  • 24/7 member services
  • Mobile app

*This card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC.

Learn more about HSAs

Learn more

Funds

Fund Name NASDAQ Symbol Share Class Net Fund Expense Ratio % Asset Category - Advisor Prospectus Research
VANGUARD EMERGING MKTS STOCK IDX I VEMIX Institutional 0.12 Emerging markets
VANGUARD EXTENDED MARKET IDX INSTLPLUS VEMPX Institutional Plus 0.06 Mid cap stocks
VANGUARD GROWTH INDEX I VIGIX Institutional 0.08 Large cap stocks
VANGUARD INFLATION-PROTECTED SECS I VIPIX Institutional 0.07 TIPS
VANGUARD INSTITUTIONAL INDEX INSTL PL VIIIX Institutional Plus 0.02 Large cap stocks
VANGUARD MATERIALS INDEX ADM VMIAX Admiral 0.12 Natural Resources
VANGUARD REIT INDEX I VGSNX Institutional 0.08 Real Estate
VANGUARD SMALL CAP INDEX ADM VSMAX Admiral 0.09 Small cap stocks
VANGUARD TOTAL BOND MARKET IDX INSTLPLS VBMPX Institutional Plus 0.05 Aggregate bonds
VANGUARD TOTAL INTL STOCK IDX INSTLPLS VTPSX Institutional Plus 0.10 International stocks
VANGUARD WELLESLEY INCOME ADMIRAL VWIAX Admiral 0.18 Conservative allocation
VANGUARD TARGET RETIREMENT 2020 INV VTWNX Investor 0.16 Target date
VANGUARD TARGET RETIREMENT 2030 INV VTHRX Investor 0.17 Target date
VANGUARD TARGET RETIREMENT 2040 INV VFORX Investor 0.18 Target date
VANGUARD TARGET RETIREMENT 2050 INV VFIFX Investor 0.18 Target date
VANGUARD TARGET RETIREMENT 2060 INV VTTSX Investor 0.18 Target date
VANGUARD TARGET RETIREMENT INCOME INV VTINX Investor 0.16 Retirement income

Accounting & Investing Fees

HSA Administration fee $36/yr*
HSA Investment fee 2 bps/mo
or 0.24%/yr

Minimum threshold of $50 to invest

View all HSA servicing fees

Fee schedule

*If you transfer at least $1,000 into your new HealthEquity HSA within 90 days of opening the account, your first year administration fee is waived!

HSA Transfer form

Account mentors

Account Mentors

Our team of HSA specialists based in Salt Lake City is available every hour of every day, providing you with the tools and information you need to optimize your HSA.

877.796.9123