For Individuals | Open Enrollment Center

Get more from
your benefits

The annual enrollment period is an important time of year. Be sure to take the opportunity to understand your benefits and compare available options. Your wallet will thank you.

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Compare your options Compare your options

Discover your benefits

Carefully review your open enrollment materials to see what’s available. Some accounts, like an HSA, require you to choose a specific kind of health plan.

Discover your benefits

Carefully review your open enrollment materials to see what’s available. Some accounts, like an HSA, require you to choose a specific kind of health plan.

HSA

Health Savings Account

Spend smarter, save more and invest in your healthcare.

FSA

Flexible Spending Account

Give yourself flexibility and amazing tax savings.

LPFSA

Limited Purpose Flexible Spending Account

Complement your HSA and save more on dental and vision.

DCFSA

Dependent Care Flexible Spending Account

Turn caregiving into monthly tax savings.

HRA

Health Reimbursement Arrangements

Bridge the gap on eligible healthcare expenses.

Transit and Parking

Commuter

Use pre-tax money to save on your ride to work.

Contribution Limits

Take your account to the max.

Tax year

Individual coverage limit

Family coverage limit

2022

$3,650

$7,300

2023

$3,850

$7,750

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual coverage limit

2022

$3,650

2023

$3,850

Tax year

Family coverage limit

2022

$7,300

2023

$7,750

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual and family coverage limit

2021

$2,750

2022

$2,850

Tax year

Individual and family coverage limit

2021

$2,750

2022

$2,850

Tax year

Individual and family coverage limit

2021

$5,000/$10,500*

2022

$5,000

* = appended by American Rescue Plan Act

*Only employers make contributions to an HRA. Enjoy the free money!

Tax year

Benefit

IRS monthly limit

2021

Transit

$270

Parking

$270

2022

Transit

$280

Parking

$280

Participants with both transit and parking benefits
may contribute the combined maximum.

Transit

Tax year

IRS monthly limit

2021

$270

2022

$280

Parking

Tax year

IRS monthly limit

2021

$270

2022

$280

Participants with both transit and parking benefits may contribute the combined maximum.

Tools and resources

Qualified medical expenses

Save as much as 30%1 on thousands of everyday eligible expenses.

 See a full list

Mobile App

Manage your accounts on the go.

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Forms

Access our library of documents and forms.

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WEBINARS

Check out our library of on-demand webinars – or sign up for weekly live events. Each 15-minute webinar offers simple tips and tricks to get the most from your benefits.

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Explore

Compare your options

FSA v HSA v HRA

Are you more of a smart spender or savvy saver?

 Discover

WEBINAR: WHICH ACCOUNT IS RIGHT FOR ME?

Take 15 minutes to explore our most popular benefits.

 View webinar

PLAN COMPARISON TOOL

Get a birds-eye view of your health plan options.

 Let's go

FSA v HSA v HRA

Are you more of a smart spender or savvy saver?

 Discover

WEBINAR: WHICH ACCOUNT IS RIGHT FOR ME?

Take 15 minutes to explore our most popular benefits.

 View webinar

PLAN COMPARISON TOOL

Get a birds-eye view of your health plan options.

 Let's go

1Example for illustration only. Actual savings vary. The figure is based on average tax rates, including state, federal and FICA taxes.