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Turn compliance into confidence.

To get the most out of your group-sponsored benefit plan, employees should have the option to make premium payments and HSA contributions on a pre-tax basis. But the IRS requires a Premium Only Plan (POP) to facilitate the necessary payroll deductions.

Now you can add a HealthEquity POP and simplify IRC Section 125 compliance. Your POP can apply to myriad group-sponsored plans, including PPOs, vision, dental and even group-term life insurance. No matter what plan you offer, the HealthEquity POP gives your team the option to pay premiums on a pre-tax basis. Use this calculator to determine employee and employer savings.

Maximize Your Tax Savings

  • Give your team an instant raise
    Keep plan premiums level and your POP will let employees take home around 30 percent more pay.1
  • Take the sting out of higher premiums
    Use a POP to share more of the premium costs without reducing employee take home pay.
  • Unlock immediate FICA savings
    Tax savings extend to you too—nearly 8 percent on every dollar.1

Don't Risk Noncompliance

  • Deductions may be disallowed back to inception
  • Employees may be taxed on past deductions (with interest)
  • IRS may assess missed FICA taxes and penalties
  • IRS may assess "improper withholding" penalties
Contact Us
Call 800.876.7548
Monday - Friday
8am - 5pm CST

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One Partner. Total Solution.

Only HealthEquity delivers the integrated solutions you need to simplify benefits and truly impact people’s lives.


1 Based on average federal, state and payroll taxes.
2 Must be enrolled in your company's Premium Only Plan