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Commuter Guide | Transit and Parking

Save more on your ride to work

Discover how to turn your Commuter into amazing tax savings.

What Are Commuter benefits?

Expect Remarkable

Commuter benefits let you set aside pre-tax dollars to pay for eligible transit and parking expenses on your way to and from work — reducing your taxable income every month.

How do I sign up?

Enroll through your employer's benefits portal. You can typically update your monthly election at any time (unlike FSAs).

Go your own way

Choose from several convenient payment options

Subway, metro, and rail

Bus and vanpool

Parking at or near work

Maximize your savings

Your savings can add up fast

30%

average tax savings on eligible commuting expenses

$2,340+

potential annual savings using both transit and parking benefits

Commuter Spending Limits (2025)
TypeMonthlyAnnual (est.)
Transit$325$3,900
Parking$325$3,900

Tools and resources

Visit the HealthEquity Help Center for commuter benefit guides and support.

Watch our on-demand Commuter webinar

Play

Learn how to set up and maximize your commuter benefits.

1Accounts must be activated via the HealthEquity website in order to use the mobile app.

2The example used is for illustrative purposes only; actual savings may vary. The figure is based on average tax rates, including state, federal and FICA taxes.

HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.