HRA Guide
HRA the easy way
Use your HRA to pay for eligible healthcare expenses.
What is a Health Reimbursement Arrangement?
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A Health Reimbursement Arrangement (HRA) is an employer-funded benefit that reimburses employees for qualified medical expenses. Unlike an HSA or FSA, only your employer contributes to an HRA.
Am I eligible for an HRA?
Your employer determines HRA eligibility. Check your benefits guide or contact HR to confirm you have an HRA.
How do I sign up?
HRAs are automatically set up by your employer. No enrollment action required — funds are deposited on your behalf.
Get free money
Your employer funds the HRA — it costs you nothing to participate. Use funds to offset qualified medical expenses.
Reimbursement is easy
Submit a claim with your receipt. HealthEquity reviews and reimburses eligible expenses quickly — often within days.
Plans vary by employer
HRA rules, eligible expenses, and rollover policies are set by your employer. Review your plan documents for specifics.
Tools and resources
Visit the HealthEquity Help Center for HRA guides, FAQs, and support.
1Accounts must be activated via the HealthEquity website in order to use the mobile app.
HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.