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Commuter Guide
Save More on Your Ride to Work
Discover how to turn your commute into amazing tax savings.
What Are Commuter benefits?
Commuter benefits let you use pre-tax dollars to pay for eligible transit and parking expenses.
Why choose us?
24/7 US-based member services
Award-winning mobile app1
Easy account management
Smart alerts and notifications
Am I eligible for Commuter benefits?
Eligibility requires a commuter benefits program offered through your employer.
How do I sign up?
You can activate commuter benefits any time. No need to wait for open enrollment. Pause, change, or update your benefits whenever you want.
GO YOUR OWN WAY
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Train
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Subway
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Bus
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Ferry
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Parking
You can use your commuter benefits to pay for thousands of eligible transit expenses.
CHOOSE FROM SEVERAL CONVENIENT PAYMENT OPTIONS
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Send payments directly to your parking provider |
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Get monthly transit passes or tickets mailed to your home |
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Get reimbursed for eligible out-of-pocket parking expenses |
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Load funds onto your smart card or debit card |
Maximize your savings
Your savings can add up fast
Here’s an example based on $3,300 annual spending and a 30 percent effective tax rate.
Transit expenses
$150/mo
($1,800/yr)
+
Parking expenses
$125/mo
($1,500/yr)
Annual tax savings2
$990
Commuter Savings calculator
Discover the full power of your Commuter benefits. Just input your planned spending and watch the savings add up.
Calculate my commuter savingsThe more you spend, the more you save
Take your account to the max.
Watch Our On-Demand Commuter Webinar
Join our webinar to learn the commuter basics. We’ll show you how to use your benefits and save more on your ride to work.
Commuter Benefits: The Smartest Way to Get to Work
Take the burden off your commute. This video explains how to use Commuter benefits to maximize tax-savings on eligible parking and transit expenses.
1Accounts must be activated via the HealthEquity website in order to use the mobile app.Return to content
2The example used is for illustrative purposes only; actual savings may vary. The figure is based on average tax rates, including state, federal and FICA taxes.Return to content
HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.
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