HRA Guide
HRA the Easy Way
Use your HRA to pay for eligible healthcare expenses.
What is a Health Reimbursement Arrangement?
HRAs are employer-sponsored accounts that offer members free money to pay for eligible healthcare expenses. HRAs are owned and funded exclusively by your employer.
Why choose us?
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24/7 US-based member services |
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Award-winning mobile app1 |
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Easy account management |
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Smart alerts and notifications |
Am I eligible for an HRA?
Eligibility requires your employer to offer an HRA. In addition, plan eligibility varies by employer. Carefully review your open enrollment materials to verify eligibility.
How do I sign up?
You can enroll in a health plan and sign up for an HRA during your organization’s annual enrollment period. Some plans feature automatic enrollment. Consult your annual enrollment materials to learn how to enroll.
How it works
Get free money
HRAs require no payroll deductions and you don’t need to contribute any money. Your organization will fund the entire account. Plus, all reimbursements for eligible medical expenses are tax-free too.
Reimbursement is easy
Log in and manage everything via our intuitive mobile app. Check your balance, review claims status, and manage payments. Want to initiate a claim? Easy. Just snap a photo of the receipt and you’re on your way.
Plans vary by employer
Your organization sets your annual healthcare reimbursement limit and determines which expenses are eligible. Although it varies by plan design, common eligible expenses include deductibles, coinsurance and copays. Carefully review your annual enrollment materials to find your specific plan details.
Watch our on-demand HRA webinar
Find out everything you need to know about spending with an HRA.
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HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.
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